General, Income Tax, and Uniform School FundsJR4-4-101

	Ongoing	One-time	Total
Net GF/ITF/USF (rev.-exp.)	$305,300	$0	$305,300

State GovernmentUCA 36-12-13(2)(c)

Revenues	FY2026	FY2027	FY2028
General Fund	$0	$305,300	$305,300
Total Revenues	$0	$305,300	$305,300

Enactment of this legislation could increase revenue to the General Fund by $305,300 ongoing beginning in FY 2027 due to fines and surcharge revenue.

Expenditures	FY2026	FY2027	FY2028
Total Expenditures	$0	$0	$0

Enactment of this legislation likely will not materially impact state expenditures.

	FY2026	FY2027	FY2028
Net All Funds (rev-exp)	$0	$305,300	$305,300

Local GovernmentUCA 36-12-13(2)(c)

Enactment of this legislation could increase revenue to the local government from fines and fees by $767,600 ongoing due to increasing "no proof of insurance" from an infraction to a Class C misdemeanor, outpacing the change in careless driving from a Class C misdemeanor to an infraction.

Individuals & BusinessesUCA 36-12-13(2)(c)

Enactment of this legislation could change the fines individuals pay from $340 to $120 for careless driving and from $120 to $340 for no proof of insurance. The aggregate impact could be $1,072,900.

Regulatory ImpactUCA 36-12-13(2)(d)

Enactment of this legislation could result in a small reduction in the regulatory burden for Utah residents or businesses.

Performance EvaluationJR1-4-601

This bill does not create a new program or significantly expand an existing program.

Notes on Notes

Fiscal notes estimate the direct costs or revenues of enacting a bill. The Legislature uses them to balance the budget. They do not measure a bill's benefits or non-fiscal impacts like opportunity costs, wait times, or inconvenience. A fiscal note is not an appropriation. The Legislature decides appropriations separately.

2026/01/29 09:45, Lead Analyst Noah Hansen, Attorney: Larson, S.

Fiscal Note