General, Income Tax, and Uniform School FundsJR4-4-101

	Ongoing	One-time	Total
Net GF/ITF/USF (rev.-exp.)	$(38,600)	$(5,000)	$(43,600)

State GovernmentUCA 36-12-13(2)(c)

Revenues	FY2026	FY2027	FY2028
Commerce Service Account	$0	$8,300	$8,300
General Fund	$0	$(8,300)	$(8,300)
Total Revenues	$0	$0	$0

Enactment of this legislation could cost the Division of Commerce $8,300 ongoing in FY 27 from the Commerce Service Account. Expenditures from the Commerce Service Account result in lower General Fund deposits at the end of the fiscal year.

Expenditures	FY2026	FY2027	FY2028
Commerce Service Account	$0	$8,300	$8,300
General Fund	$0	$30,300	$30,300
General Fund, One-time	$0	$5,000	$0
Total Expenditures	$0	$43,600	$38,600

Enactment of this legislation could cost the Division of Commerce $8,300 ongoing in FY 27 from the Commerce Service Account for enforcement of any professional misconduct. Expenditures from the Commerce Service Account result in lower General Fund deposits at the end of the fiscal year. Enactment of this legislation could also cost the Division of Insurance $5,000 one-time and $30,300 ongoing in FY 27, both from the General Fund for costs related to the oversight provisions included within this bill for insurers.

	FY2026	FY2027	FY2028
Net All Funds (rev-exp)	$0	$(43,600)	$(38,600)

Local GovernmentUCA 36-12-13(2)(c)

Enactment of this legislation likely will not result in direct, measurable costs for local governments.

Individuals & BusinessesUCA 36-12-13(2)(c)

Enactment of this legislation could increase costs to insurance companies for coverage of out-of-network care. Individuals found to be in violation of provisions of this legislation could be subject to administrative penalties. Aggregate amounts of the penalties are unknown.

Regulatory ImpactUCA 36-12-13(2)(d)

Enactment of this legislation could result in a medium increase in the regulatory burden for Utah residents or businesses.

Performance EvaluationJR1-4-601

This bill creates a new program or significantly expands an existing program.
For a list of questions lawmakers might ask to improve accountability for the proposed program, please see: https://budget.utah.gov/newprogram

Notes on Notes

Fiscal notes estimate the direct costs or revenues of enacting a bill. The Legislature uses them to balance the budget. They do not measure a bill's benefits or non-fiscal impacts like opportunity costs, wait times, or inconvenience. A fiscal note is not an appropriation. The Legislature decides appropriations separately.

2026/02/10 11:13, Lead Analyst Sean C. Faherty, Attorney: Shewan, A.

Fiscal Note