 | Fiscal NoteS.B. 207 2026 General Session Protection from Unfair Treatment Based on Religion or Other Irrelevant Characteristics by Brammer, Brady |  |
| Ongoing | One-time | Total | |
|---|---|---|---|
| Net GF/ITF/USF (rev.-exp.) | $(59,000) | $0 | $(59,000) |
| Revenues | FY2026 | FY2027 | FY2028 |
| General Fund | $0 | $(59,000) | $(59,000) |
| Total Revenues | $0 | $(59,000) | $(59,000) |
Enactment of this legislation could reduce revenue to the General Fund by $59,000 ongoing, beginning in FY 2027, due to spending from the Insurance Department Restricted Account as shown below. Spending from the Insurance Department Restricted Account impacts the year-end transfer to the General Fund.
| Expenditures | FY2026 | FY2027 | FY2028 |
| Financial Institutions (GFR) | $0 | $20,000 | $20,000 |
| Insurance Department Acct (GFR) | $0 | $59,000 | $59,000 |
| Total Expenditures | $0 | $79,000 | $79,000 |
Enactment of this legislation could cost the Department of Insurance $59,000 ongoing from the Insurance Department Restricted Account beginning in FY 2027 to enforce non-discriminatory practices in insurance contracts. Enactment of this legislation could also cost the Department of Financial Institutions $20,000 ongoing from the Financial Institutions Restricted Account beginning in FY 2027 to enforce non-discriminatory practices among creditors.
| FY2026 | FY2027 | FY2028 | |
| Net All Funds (rev-exp) | $0 | $(138,000) | $(138,000) |
Enactment of this legislation likely will not result in direct, measurable costs for local governments.
Enactment of this legislation likely will not result in direct expenditures from tax or fee changes for Utah residents and businesses.
Enactment of this legislation could result in a small increase in the regulatory burden for Utah residents or businesses.
This bill does not create a new program or significantly expand an existing program.